There are many things to consider when searching for a second home or active adult retirement options. For example, what's the membership fee, and how many golf courses are covered by the membership? how much is the monthly membership due, and how much is the monthly HOA due. Private golf communities tend to have all-inclusive memberships, while luxury golf communities and golf retirement communities often have tier or activity-specific membership. Most of the private, luxury golf communities feature complete resort-style amenities such on-site spas, well-appointed club houses, unique dining options, premier-quality tennis courts.